Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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More information
1

Secured

  • Rate 3.25%*
  • Minimum €75,000
  • Maximum €350,000
  • Security on your property required
  • See Mortgage page for more info
2

Unsecured

  • Rate 5.99%**
  • Minimum €40,000
  • Maximum €100,000
  • Minimum B3 rating achieved
3

Work that Qulaifies

  • Solar Panels
  • Insulation
  • Ventilation
  • Heat Pump
  • Insulated doors
  • Boiler and heating controls
  • Double/Triple glazed windows
How to apply

How To Apply

If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

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Fine Print

*REPRESENTATIVE EXAMPLE 1 (SECURED):

  • A mortgage of €150,000 over 10 years with 120 monthly installments costs €1058.57 per month at 3.25% variable interest rate (Annual Percentage Rate 3.30%). The total amount you pay is €189,514. Security on your property, property insurance and life cover are required.

**REPRESENTATIVE EXAMPLE 2 (UNSECURED):

  • A loan of €75,000 over 10 years with 120 monthly installments costs €837.39 per month at 5.99% variable interest rate (Annual Percentage Rate 6.16%). The total amount you pay is €99,679.

T&Cs

  • Lending criteria, terms and conditions apply. Loans are subject to approval. First South Credit Union Limited is regulated by the Central Bank of Ireland.

Warning: The cost of your monthly repayments may increase.

Warning: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: If you do not keep up your repayments you may lose your home.

If you would like more information please contact us today.

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