Estimate your loan repayments

Loan Calculator

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Loan term (years):
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Loan term (years):
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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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Main Features

Borrow up to €75,000 Unsecured

  • You can now borrow up to €75,000 unsecured for all your personal needs.

Lower Rate

  • Is this your first loan with First South Credit Union? Avail of our low rate to get you started.

No Penalties

  • At First South Credit Union we will not penalize you for re-paying your loan early. In fact, unlike a bank loan, the quicker you repay, the less interest you will pay.
What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Mortgage Statement (if applicable)
  • Credit Card Statement (if applicable)
2

Proof of Income

  • Employed - 1 recent pay-slip
  • Self-employed - latest tax clearance cert AND Notice of self-assessment
  • Social Welfare – 1 recent payment receipt
  • Retired – Proof of all pensions
3

Identification

  • Photo ID (Passport OR Drivers Licence)
  • Address Verification (Recent Bank Statement or Utility Bill)
How to apply

How To Apply


If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

For more information on applying for a loan with First South Credit Union please contact us today.

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