Smart Option Loan
Introducing our lowest ever unsecured personal rate of 5.5% variable rate. To qualify members must be a homeowner and have a debt total of less than €100,000.
To avail of our new Smart Option Loan rate a minimum of €25,000 and a maximum of €75,000 will have to be applied for.
The following table illustrates some examples of repayments you would make on loans over a period of 5 years with a variable interest rate of 5.5% and APR of 5.64%.
The best option is always the smart one!
|Type of Loan||Amount of Loan||Variable Rate||Repayments Term||Monthly Payment||Total Cost of Loan|
|Smart Option Loan||€25,000||5.64% (APR)||10 Years||€271.33||€32,553.99|
|Smart Option Loan||€35,000||5.64% (APR)||10 Years||€379.86||€45,575.71|
|Smart Option Loan||€45,000||5.64% (APR)||10 Years||€488.38||€58,597.79|
Information correct as as 21-7-20.
∗Terms & Conditions Apply. To qualify members must be a homeowner and have a debt total of less than €100,000.
All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.