Our Secured Loan offering is tailored to meet the needs of members who have a current borrowing requirement, such as a home improvement project or car upgrade, but wish to preserve their savings. You can now make your savings work for you!

The following table illustrates some examples of repayments you would make on loans over a period of 3 years with a variable interest rate of 4.85% and APR of 4.96%.

Type of Loan  Amount of Loan Variable Rate  Repayments Term Monthly Payment  Total Cost of Loan 
Secured Loan  €5,000 4.96% (APR) 3 Years €149.53 €5,383.08

Applies to new loans over €5,000. Member’s Savings must cover the loan balance. Loans are subject to approval. Terms and conditions apply. Information correct as at 17/01/2020.


  • Discounted loan rate of 4.96% APR
  • Instant approval
  • Minimum loan of €5,000
  • Savings that are pledged to ‘cover’ the loan balance are not available for withdrawal (up to the value of the outstanding loan balance).


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