About Us

First South Credit Union is a community based cooperative that has been providing first rate financial services to the people of our community for sixty years.

We have four Branches located in Ballyphehane, Kinsale, South Mall and Dillon’s Cross. Our Administration Office is located in Turners Cross. We accept membership from a large common bond and serving a membership of over 34,000!
Members can carry out all transactions including applying for a loan in any Branch.

First South Credit Union is at the forefront of the Credit Union movement and we pride ourselves on updating our products and services regularly. We provide many facilities to our members including:

Full Current Account

Instant access to your money through a Mastercard® Debit Card, a secure app, online portal. You can pay your bills, withdraw cash and pay at point of sale worldwide.

Competitive Loan Rates

At First South Credit Union we have some of the lowest variable rates available. Thinking of borrowing? Think First South Credit Union.

Online Banking & Mobile App

With cuOnline+ and our new mobile app you can view your balances, make transfers to other accounts, set up direct debits or standing orders and make online payments.

Multiple Branches

Our four branches are located in Ballyphehane, South Mall, Kinsale and Dillons Cross and if you are a member of one, you are a member of them all.

Excellent Customer Service

For the sixth consecutive year, credit unions have claimed top position for the best customer experience in Ireland. Banks have never placed in the top 10.

Not for Profit

We are a not-for-profit financial co-operative. Our Credit Union is member focused and offers an efficient, professional and personalised service.

First South Credit Union Vs Banks

First and foremost the biggest difference between our Credit Union and a bank is you – our member!

 

We are a not-for-profit financial co-operative. Each member has an equal vote at our AGM and reaps the benefits of our success. Our Credit Union is member focused and offers an efficient, professional and personalised service.

Even though you can use our services remotely (CU Online+ or CU Anywhere App) our helpful and friendly staff are always happy to help you with your financial needs in person.

“People Helping People”

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