Pay-As-You-Go
Members can elect to transact with the Credit union via a €1 charge per individual transaction in person only.
In order to transact electronically, you must become a Full Service Member.
Loan repayments will not incur this charge.
Members will have access to online services and the mobile app but in a view-only mode.
Note: If you already pay fees as a Current Account holder, you will not be charged an additional fee for Full Service Membership.
Full Service Membership
Members can elect to opt-in for a monthly fixed fee of €4 per month.
This will give you the freedom to continue using your Credit Union for:
- unlimited in-person transactions
- electronic transaction
- optional Current Account without additional monthly fixed fee
Full Service Members will have full online access to their accounts and the ability to transfer funds electronically 24/7.
If you choose to avail of our Current Account product, you can obtain a Mastercard® Debit Card, which will give you 24/7 access to your Credit Union funds anywhere in the world via ATMs, Point of Sale transactions (including contactless) and online shopping.
Please note: In a joint account where both/all Members are not Full Service Members a fee will apply if the main account holder is not a Full Service Member.
Students
Members who are in full-time education, are exempt from charges.
How to sign up:
- General Members:
You do not need to take any action. You simply pay €1 per transaction. - Full Service Members:
Complete the consent form and return by email to signup@1cu.ie or by post to First South Credit Union, Lower Friars Walk, Ballyphehane, Cork. - Students:
If you are in full-time education you can sign up for a Fee Concession which will exempt you from fees. Complete the consent form and return by email to signup@1cu.ie or by post to First South Credit Union, Lower Friars Walk, Ballyphehane, Cork.
Downloads
Terms and Conditions of Membership October 2023
FEES AND CHARGES EXPLAINED
FORM TO DESIGNATE ACCOUNT
SIGN UP FORM
Student Concession Form
