Members can elect to transact with the Credit union via a €1 charge per individual transaction in person only.
In order to transact electronically, you must become a Full Service Member.
Loan repayments will not incur this charge.
Members will have access to online services and the mobile app but in a view-only mode.
Note: If you already pay fees as a Current Account holder, you will not be charged an additional fee for Full Service Membership.
Members can elect to opt-in for a monthly fixed fee of €4 per month.
This will give you the freedom to continue using your Credit Union for:
- unlimited in-person transactions
- electronic transaction
- optional Current Account without additional monthly fixed fee
Full Service Members will have full online access to their accounts and the ability to transfer funds electronically 24/7.
If you choose to avail of our Current Account product, you can obtain a Mastercard® Debit Card, which will give you 24/7 access to your Credit Union funds anywhere in the world via ATMs, Point of Sale transactions (including contactless) and online shopping.
Please note: In a joint account where both/all Members are not Full Service Members a fee will apply if the main account holder is not a Full Service Member.
Members who are in full-time education, are exempt from charges.
How to sign up:
- General Members:
You do not need to take any action. You simply pay €1 per transaction.
- Full Service Members:
Complete the consent form and return by email to email@example.com or by post to First South Credit Union, Lower Friars Walk, Ballyphehane, Cork.
If you are in full-time education you can sign up for a Fee Concession which will exempt you from fees. Complete the consent form and return by email to firstname.lastname@example.org or by post to First South Credit Union, Lower Friars Walk, Ballyphehane, Cork.