Introducing our Current Account!

First South Credit Union gives you a real choice for your day-to-day financial needs with its full-service Current Account.

With instant access to your money through a Mastercard® Debit Card, a secure app, online portal and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

With low transparent fees, it’s more local, more trustworthy, and has our commitment to a sensible approach to money.

 Features & Benefits

  • Easy to sign up
  • Same friendly service
  • Globally accepted Mastercard Debit Card
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Contactless payments
  • Low transparent fees


  • Overdraft facility (subject to approval)
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards

I AM already a member and registered for online services

Log in and open your Current Account in minutes


Register for Online Services and open your Current Account

I am not a Member but would like to become one and open a Current Account

Join online in minutes and open a Current Account

I would like to open a Current Account over the phone

I would like to open a Current Account over the phone

I would like to open a Current Account in person

Drop into any one of our 4 offices: Ballyphehane, South Mall, Dillons Cross, Kinsale.

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How do I switch from my bank Current Account?

Switching your Current Account is simple with our Switcher Pack.

 Please see the links below for more information:

Download Current Account and Debit Card Terms & Conditions (pdf)
Download Current Account Schedule of Fees & Charges (pdf)
Download the Introducing Current Account Brochure (pdf)
Download Current Account Privacy Policy (pdf)

For more information please visit

To view the Currency Conversion Calculator please follow this link

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.