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Get rid of the hassle of carrying cash by using the Current Account Debit Card from First South Credit Union. It provides secure and convenient access to your funds through worldwide ATMs and purchases. You can also manage your account through their mobile app, which includes features like balance checking, transaction viewing, and fund transfer. Additionally, the app has extra security measures, such as the ability to turn your card on and off, in case it gets lost or stolen.

As a member-owned, not-for-profit financial cooperative, First South Credit Union is committed to providing its members with the highest level of service and support. Unlike traditional banks, credit unions are owned and operated by their members, which means that profits are reinvested back into the organization to improve services. With the Current Account Debit Card, you’ll not only have access to cutting-edge financial technology, but you’ll also be supporting a community-focused organization that prioritizes the needs of its members.

Easy to Sign Up

Open your current account online or in any branch.

Low Transparent Fees

A low monthly fee of €4.00 applies and that covers unlimited Euro transactions, mobile banking, direct debits and up to five Euro ATM withdrawals a month.

Globally Accepted Debit Card

With your Mastercard debit card you can shop online, in-store and use any ATM anywhere in the world.

Contactless Payments

You can tap to your hearts content with no extra charge incurred.

Shop In-Store and Online

Card payments are one of the safest and most convenient ways to pay for goods and services.

Apple Pay and Google Pay

You can now use Apple Pay and Google Pay to securely make purchases.

Find out how to open a Current Account
How to apply

How To Apply


Register for online access and open your Current Account online in minutes.

Online Banking Log In Register
More Information
Download the Switcher Pack (pdf)
Download Current Account and Debit Card Terms and Conditions
Download Current Account Schedule of Fees & Charges
Download the Introducing Current Account Brochure (pdf)
Download Current Account Privacy Policy (pdf)

Digital Wallet Terms and Conditions (pdf)

For more information please visit currentaccount.ie

To view the Currency Conversion Calculator please follow this link.

Apple Pay is a trademark of Apple Inc.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.

IMPORTANT NOTICE: Shopping online changed on 1st January 2021! The final changes under the second Payment Services Directive, also known as PSD2 came into full force.

These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text. This means better protection for you and will make shopping online even more secure.

For more information, please see: https://currentaccount.ie/psd2/

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Terms and conditions apply. First South Credit Union Limited is regulated by the Central Bank of Ireland.

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