Secure, Accessible Banking for Everyone
Current Account - First South Credit Union Ltd
With the First South Credit Union Current Account, you can manage your money wherever life takes you. Our account combines convenience, value, and community focus to deliver a banking solution designed around your needs.

Anywhere, Anytime

Access your funds at ATMs, shop in-store or online effortlessly and control your account 24/7 with our mobile app.

Mastercard Debit Card

Use your card worldwide for purchases, with contactless payments and mobile wallet options like Apple Pay and Google Pay.

Low Fees

Enjoy transparent banking for just €4/month, covering transactions, direct debits, and 5 free ATM withdrawals. (Free for Students)

Why Choose First South Credit Union?
Current Account - First South Credit Union Ltd

Powered by Community

At First South Credit Union, you’re more than just a member; you’re part of a community. Our goal isn’t profit; it’s providing value to you. Every cent we make is reinvested into better products, services, and support for our members. Choose a Current Account that values you and your community.

Easy Setup. Easy Switching.

Setting up your account is quick, seamless, and tailored to your needs. If you’re switching from another provider, our Switcher Pack makes moving to First South a breeze.
GET STARTED NOW

How to Sign Up


Apply online in minutes or visit a branch to open your account. If you are switching, we make it easy with our Switcher Pack. Join First South Credit Union today!

Online Banking Log In Register

Hands holding a smartphone displaying online banking login screen, with a blurred background emphasizing the focus on mobile app interaction.

Stay in control of your finances anytime, anywhere with our highly secure mobile app.

Easily check your account balance at a glance, track your transactions, and manage your spending on the go.

Misplaced your card? No worries! Instantly turn off your card to keep your account safe, and turn it back on when you find it.

Additionally, if you need to send money, transfers are simple to set up, ensuring that your funds reach where they need to go.

With our app, banking is seamless, efficient, and designed to fit your busy lifestyle.

Woman saves money in piggy bank doing ok sign with fingers, excellent symbol

Enjoy banking that's straightforward and affordable with our €4.00 monthly fee.

This fixed, monthly, transparent cost covers essential services such as direct debits, ATM withdrawals, and account maintenance. No hidden fees, no unpleasant surprises.

Above all, we believe in providing banking that works for everyone, helping you save more and worry less. So, say goodbye to complicated fee structures and focus on your financial goals instead.

Man using debit card, paying via mobile banking app. 2FA payment, two factor authentication concept

Feel confident in every transaction with our advanced security measures.

In particular, Strong Customer Authentication (SCA) gives you an extra layer of security for online purchases. Whether you’re shopping, transferring, or managing your funds online, you can do so with peace of mind, knowing that your personal and financial information is secure.

Your safety is our top priority, and as a result, we've made sure you're covered so you can bank stress-free.

Young adult in an orange sweater holding a yellow smartphone, seated in a cozy living room with a gray couch, green plant, and abstract wall art in the background.

Start your financial journey the right way with our completely free current accounts for students.

Manage your money conveniently without the burden of fees, allowing you to focus on your studies and personal growth.

Whether it's saving toward your next travel adventure or budgeting for university expenses, our student accounts provide the support you need. In fact, they help you learn, grow, and stay financially independent every step of the way.

Retired couple wearing summer hats sitting on a concrete wall, overlooking a busy beach with ocean waves, distant mountains, and a partly cloudy sky.

We value and support our more senior members by offering free banking to those aged 66 and over.

With no monthly fees to worry about, you can enjoy the convenience of modern banking. Whether it's managing daily expenses, shopping online with confidence, or saving for something special, our banking services ensure smooth, worry-free financial management during your golden years. Above all, we’re here to make banking simple and stress-free for you.

Services Tailored to You

Your Credit Union - Here to help, Every Step of the Way

DOWNLOADS
Image of the current account logo - First South Credit Union

For more information please visit currentaccount.ie

To view the Currency Conversion Calculator please follow this link.

Apple Pay is a trademark of Apple Inc.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.

IMPORTANT NOTICE: Shopping online changed on 1st January 2021! The final changes under the second Payment Services Directive, also known as PSD2 came into full force.

These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text. This means better protection for you and will make shopping online even more secure.

For more information, please see: https://currentaccount.ie/psd2/

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Terms and conditions apply. First South Credit Union Limited is regulated by the Central Bank of Ireland.

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