First South Credit Union gives you a real choice for your day-to-day financial needs with its full-service Current Account.

With instant access to your money through a Mastercard® Debit Card, a secure app, online portal and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

With low transparent fees, it’s more local, more trustworthy, and has our commitment to a sensible approach to money.

Click on the Images Below to Find Out More.

 Features & Benefits

  • Easy to sign up
  • Same friendly service
  • Globally accepted Mastercard Debit Card
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Contactless payments
  • Low transparent fees
  • Apple Pay
  • Google Pay
  • Fitbit Pay
  • Overdraft facility (subject to approval)
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards

I AM already a member and registered for online services

Log in and open your Current Account in minutes


Register for Online Services and open your Current Account

I am not a Member but would like to become one and open a Current Account

Join online in minutes and open a Current Account

I would like to open a Current Account over the phone

I would like to open a Current Account over the phone

I would like to open a Current Account in person

Drop into any one of our 4 offices: Ballyphehane, South Mall, Dillons Cross, Kinsale.

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How do I switch from my bank Current Account?

Switching your Current Account is simple with our Switcher Pack.


Shopping online will change from 1st January 2021! The final changes under the second Payment Services Directive, also known as PSD2 comes into full force from 1st January 2021. 

PSD2 will mean changes to how you shop online from 1st January 2021.


These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text.


These changes mean better protection for you and will make shopping online even more secure. 


For more information, please click here.

 Please see the links below for more information:

Download Current Account and Debit Card Terms & Conditions (pdf)
Download Current Account Schedule of Fees & Charges (pdf)
Download the Introducing Current Account Brochure (pdf)
Download Current Account Privacy Policy (pdf)

For more information please visit

To view the Currency Conversion Calculator please follow this link

Apple Pay is a trademark of Apple Inc. 
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.