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APR 11.00%

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What We Do

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to take control over their own finances by making their own savings work for them. Every Credit Union is owned by the members – the people who save & borrow with it - people like you.

Over 33,000 members rely on us for financial services. We provide many facilities to our members including mortgages, competitive loan rates, current account, overdraft, full online banking and a mobile app!

If you're not a member already, why not think about joining today?

Membership Benefits

  • Personalised Service
  • Competitive Loan Rates
  • Current Account
  • Globally Accepted Debit Card
  • 98% Approval on Loans
  • 24/7 Online Banking
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Tips for Using Your Debit Card Abroad Planning your next international adventure? Taking your First South Credit Union debit card abroad makes managing expenses easy and secure. However, to get the most out of your card while avoiding unnecessary hassles, [...]

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Loan Protection Insurance

30 May 2025

A Simple Guide to Loan Protection Insurance At First South Credit Union, we care about your peace of mind when [...]

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Tips for protecting your finances

29 May 2025

Stay Secure and Confident with Your Financial Transactions Managing your money should feel safe and stress-free. With so many of [...]

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