Youth Debit Card

Are you looking to teach your child about financial responsibility and money management?

As they navigate the cashless world around them, it’s important that everyone has the opportunity to understand the value of good financial habits. Give your child an invaluable learning tool with a First South Credit Union Debit Card – available now for young people aged 12 and older – enabling them to explore modern banking independently while gaining valuable knowledge for the future.

Let First South Credit Union help make developing their understanding of banking easier for both you and them. With no fees for anyone in full-time education, our debit card is the way to introduce young people to real life budgeting and banking.

Available for all aged 12 +

If you are between 12 and 16, simply pop in with your parent/guardian to get set up.

No fees and Charges

We provide free banking for anyone in full-time education.

Globally Accepted Debit Card

The debit card can be used world-wide anywhere you see the MasterCard logo.

Answers to your Questions

If you are under 18 or in full time education you will have no fees or charges to pay.

Members under 18 have restricted use of their cards for certain purchases including:

  • Adult websites
  • Betting/gambling
  • Alcohol
  • Tobacco
  • Petrol/diesel
  • Lotto

To set up Apple Pay you must have an Apple ID. The age limit to set up an Apple Account in Ireland is 16. Therefore, if you are under 16 you will not be able to set up Apple Pay.

To use Google Pay you must be 16 years of age or older. If you are 16 or older but under 18, you must have your parent or legal guardian's permission to use Google Pay and to accept the terms and conditions.

Opening a current account does not give you online access. You must register for this separately.

If you are under 16, you will have view-only access to your account online. You will be able to see your balance and transactions, and you can download your statements.

You will not be able to set up new payees or transfer funds.

You will receive an IBAN with your new current account. You can give this number to your parent/guardian, employer etc. and they can send money directly to your current account.

Please note that this will not be an instant transfer. 

If the money is sent on a Monday, Tuesday, Wednesday or Thursday before 11am, the funds will usually arrive later on that evening.

If the money is sent on a Monday, Tuesday, Wednesday or Thursday after 11 am, the funds will usually arrive the next morning.

It the money is sent on a Friday, Saturday, Sunday or public holiday, the funds will usually arrive the next working day.

If you know or suspect that fraudulent activity has taken place on your current account, you should immediately call our card services team available 24/7, 365 days a year.

It is important to note that the card services team can only discuss transactions and account details with the account holder and not the parent/guardian.

The number for the card services team is:

+353 (1) 6933333


For more frequently asked questions see here.
Download Current Account and Debit Card Terms and Conditions – July 22
Download Current Account Schedule of Fees & Charges  – July 22
Download Current Account Privacy Policy (pdf)

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to license by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.

If you would like more information please contact us today.

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