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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Interest

Fortnightly

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Interest

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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Main Features

One Payment

  • Roll all your debt repayments into one making your life easier.

Debt Cleared for You

  • Once your loan has been approved, we will transfer the funds directly off the debt(s) to be cleared so you don’t have to.

No Penalties

  • At First South Credit Union you can clear your loan early at no extra cost.
What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • 6 month statement of debt(s) to be cleared
  • Mortgage Statement (if applicable)
  • Credit Card Statement (if applicable)
2

Proof of Income

  • Employed - 1 recent pay-slip
  • Self-employed - latest tax clearance cert AND Notice of self-assessment
  • Social Welfare – 1 recent payment receipt
  • Retired – Proof of all pensions
3

Identification

  • Photo ID (Passport OR Drivers Licence)
  • Address Verification (Recent Bank Statement or Utility Bill)
How to apply

How To Apply

Existing Members can log in and apply online now. Alternatively, you can apply in any branch or over the phone. Not a member yet? With our online service, you can join and apply now without having to leave your house.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

For more information on applying for a loan with First South Credit Union please contact us today.

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