First South Credit Union is a community based cooperative that has been providing first rate financial services to the people of our community for sixty years.

We have four Branches located in Ballyphehane, Kinsale, South Mall and Dillon’s Cross. Our Administration Office is located in Turners Cross. 

Members can carry out all transactions including applying for a loan in any Branch.

We accept membership from a large common bond. Serving a membership of over 33,000, the common bond of First South Credit Union takes in all those living, working or studying in the places listed below and the surrounding areas:

  • Cork City Centre
  • Old Head of Kinsale
  • St Finbarr’s South Parish
  • Turners Cross
  • Ballyphehane
  • Ballinhassig
  • Cork Airport
  • Kinsale
  • Courceys

  • Tracton Abbey
  • Kilbrittain
  • Mayfield
  • Dillons Cross
  • Ballyvolane
  • Dublin Hill
  • Glenheights
  • Montenotte
  • Whites Cross

First South Credit Union is at the forefront of the Credit Union movement and we pride ourselves on updating our products and services regularly. We provide many facilities to our members including:

  • Overdraft Facility
  • Direct Debits
  • Savings Accounts
  • Foreign Exchange
  • Bill Payments

Members of First South Credit Union have borrowed over €300,000,000 to date.

Once you join our credit union you can apply for a loan of up to €350,000*, 
and the amount you can borrow is not dependent on the amount you have saved.
The key factor in assessing any loan is the ability of the person to repay the loan.

We have numerous loan offerings with very attractive interest rates. See our Loans Section for further information.


*Lending criteria, terms and conditions apply.

First and foremost the biggest difference between our Credit Union and a bank is you – our member!

We are a not-for-profit financial co-operative. Each member has an equal vote at our AGM and reaps the benefits of our success. Our Credit Union is member focused and offers an efficient, professional and personalised service. 

Even though you can use our services remotely (CU Online+ or CU Anywhere App) our helpful and friendly staff are always happy to help you with your financial needs in person.

“People Helping People”

Our full-service Current Account gives you a real choice for your day-to-day financial needs.

With instant access to your money through a Mastercard® Debit Card, a secure mobile app, online banking and mobile functionality, you can pay your bills, access cash and pay at point of sale anywhere in the world.

With transparent low fees, our Current Account is more local, more trustworthy and has our commitment to a sensible approach to money. 

For more information, visit our Current Account page.