Are you over 16?
Picture of a debit card.

Open a Current Account today and avail of FREE banking as a Student!

Our Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students!

You also get access to Mastercard Priceless Cities with digital experiences like free yoga classes and priority access to sporting and music events.

The Student Current Account is available to Credit Union members enrolling or currently enrolled in full-time education.

Mastercard® Debit Card

With your very own debit card you can shop in store, online and anywhere in the world.


As a full-time student, you won't pay any fees on your Current Account. Who doesn't love FREE banking?

Mobile Banking & App

With full mobile banking and our great app, you can manage your account, any time, any place.

Find out how to open a Current Account
Understand your finances

Clued-in is a new personal finance resource for second level students developed by credit unions.

For young people especially, the ability to oversee and understand their finances has never been more important:

  • learning how to budget
  • managing their expenditure
  • understanding the forms and sources of credit
  • understanding how to have a positive relationship with money.

Clued-in will equip students with the knowledge to manage their finances smartly – both now and in the future. The link below provides an overview of the programme which can be tailored to suit your students needs.

1CU Clued In Intro

If you would like more information on how First South Credit Union can help with this resource, please contact our Youth and Marketing Officer, Georgie.



Join Online Today

How To Join

Joining First South Credit Union has never been easier. You can do it all online, or visit any branch. No appointment needed. All you need is your photo ID, proof of Address, PPS number and €5 cash to lodge to the account.

Online Banking Log In Register

COMING SOON: Current Account for anyone over 12 years old*.

In order to open a Student Current Account and avail of a fee concession, you must be aged 16 years or over, resident in the Republic of Ireland and in full time education. Accounts can be opened by Members aged 16 and over. Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. Terms and Conditions apply. For overdrafts and loans, you must be 18 years or older. Lending criteria, terms and conditions apply. A parental/guardian guarantee may be required.

Apple Pay is a trademark of Apple Inc.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.