Our Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students!

You also get access to Mastercard Priceless Cities with digital experiences like free yoga classes and priority access to sporting and music events.

The Student Current Account is available to Credit Union members enrolling or currently enrolled in full-time third-level education.

If you’re not a member already, why not think about joining today?

We can help with your finances before you go so you can focus on enjoying your college experience when you get there.

We’ll help you budget for college and calculate your expenses so not only will you know the costs of attending college, but you’ll be prepared for going.

Every year at First South Credit Union we help students finance college. It’s an exciting time for you and we want to give you confidence that you can afford it.

If you’re not a member already, why not think about joining today?

How to open a Current Account

Free Day-to Day Banking

Students in full-time education can avail of FREE day-to-day banking.

Mastercard Debit Card

With your Mastercard debit card you can shop online, in-store and use any ATM anywhere in the world.

Online and Mobile Banking

View your balances, download statements, make transfers to other accounts, set up direct debits, make online payments and more all from our mobile app.

Overdraft Facility

Can help in months where things get a little tight e.g. if you have unexpected college expenses, rent and bills all due at the same time.

Free Contactless

No charges for contactless transactions.

Mastercard Priceless Cities

Exclusive access to unforgettable experiences in the cities where you live and travel. To find out more visit priceless.com.

Apply for a Student Loan

How To Apply


If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

Online Banking Log In Register

Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

In order to open a Student Current Account and avail of a fee concession, you must be aged 16 years or over, resident in the Republic of Ireland and in full time education. Accounts can be opened by Members aged 16 and over. Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. Terms and Conditions apply. For overdrafts and loans, you must be 18 years or older. Lending criteria, terms and conditions apply. A parental/guardian guarantee may be required.

Apple Pay is a trademark of Apple Inc.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. First South Credit Union Limited is regulated by the Central Bank of Ireland.

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