Your Journey Begins Here

Looking for a car loan in Cork? First South Credit Union offers flexible car loans for both new and used cars. With our straightforward car loan options, you can drive off in your dream car sooner than you think. Whether you’re buying your first car or upgrading to a new model, our car loans in Cork make it easy and affordable.

Why Choose FSCU?

No Hidden Fees: With FSCU, what you see is what you get. Our car loans have no hidden charges.

No Deposit Required: Start your car ownership journey without the burden of a hefty upfront payment.

You Own Your Car: From day one, the car is yours. No balloon payments or end-of-term surprises like with PCP agreements.

Freedom from Mileage Restrictions: Drive as much as you want without worrying about penalties from the car dealership.

Affordable and Accessible

Borrowing Range: Apply for a car loan from €3,500 up to €75,000.

Unsecured Loans: Your loan is based on your ability to repay, not your savings.

Competitive Rates: Enjoy a rate of 7.97% APR.

How to Apply for a Car Loan

Applying for a car loan in Cork with FSCU is simple. Members can:

Apply Online: Members can use our online portal to apply anytime, anywhere.

Call Us: Reach out at 021-4965134 for assistance.

Visit Us: Drop by any FSCU branch to get started.

PCP vs. Car Loan from FSCU

Choosing a car loan from First South Credit Union over a Personal Contract Purchase (PCP) plan means opting for simplicity and transparency. With an FSCU loan, there are no hidden fees, no required deposits, and no hefty balloon payments at the end. Plus, the car is yours from the get-go, without any mileage restrictions.

Ready to Drive Your Dream Car?

Join over 550 drivers who chose FSCU for their car financing needs in 2023. Apply for a car loan in Cork with First South Credit Union today. Experience the freedom of owning your car outright, with flexible terms that suit your financial situation.